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Agricultural Loans

First National Bank has been providing financing for agriculture since 1869. If you need operating loans for working capital, intermediate term loans for capital purchases, or long term financing for real estate purchases; this should be your bank.

If you are strictly a grain farmer, have a livestock enterprise, or some combination of both; this should be your bank.

If you run a local agribusiness and are looking for a partner, not just a lender; this should be your bank.

If you’ve been searching for loan officers that not only know agriculture, but live it every day; this should be your bank.

Come and see us! We’ve been doing this for over a century!



Commercial Loans

Commercial Real Estate Mortgages

Whether your business need a construction loan, is purchasing an existing building or looking to refinance an existing commercial real estate loan, we can customize a loan that will help you meet your business goals.

Lines of Credit

Working capital is often strained during periods of growth. Our Line of Credit loans keep interest costs to a minimum, are easily accessible, and are there whenever you need them. It’s a great liquidity tool for your growing business!

Term Loans

Whether you need to make needed capital purchases, consolidate debt, or simply adjust your intermediate debt to match your cash flow, our structured term loans can help. We’ll work with you to find the most advantageous terms.



Consumer Loans

Personal Loans

Need to consolidate your bills into one easy payment? Maybe you need some short term money until you get your tax refund. Even if you need some funds for that special family vacation, give us a call. We can structure your request to your income stream. Monthly pay or single pay – we’d love to help!

Vehicle Loans

Is it finally time for a new automobile or truck for the family? Stop in and see us, set up the financing, then go to the dealer. You’re sure to get yourself the best possible deal. Shop around if you like, but you’ll find our rates to be some of the most competitive. We’d love to see you in that new ride!

Home Improvement Loans

Looking for an easy way to increase the value of your home? How about a home improvement loan? You make yourself popular at home, increase the value of your residence, and get all the tax benefits. It’s the best of everything. Let us know how we can help!

Other

Perhaps we’ve forgotten something? Loans for college tuition, a family emergency, or an unexpected bill, can make life difficult. If a short-term loan, for practically anything, can make life easier, please give us a call. It’s our business!



Real Estate Loans

If you are looking for a real estate loan to purchase a home, farmland, or other real estate, look no further than The First National Bank. Our terms are flexible and we’ll give you a quick answer to your loan request. We’ll do our very best to come up with a plan you’ll like. We offer financing for all of the following.

  • Purchase
  • Refinance
  • Construction
  • Conventional
  • Fixed Rate Balloon Loans
  • Adjustable Rate Mortgages
  • Others

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